Now in beta · Web

Pay off debt faster.
On autopilot.

STACKr maps every debt, builds your fastest payoff plan, and shows the exact day you'll be debt free: credit cards, BNPL, student loans, all of it. When you're ready, it can automate smart weekly payments toward your highest-APR balances.

Free to sign up· No card required· Set up in 5 minutes

How it works

Three engines, working in your favor.

Example · Balance today

$1,432.87

−$1.45

01 · Smart weekly payments

Tiny payments. Massive momentum.

STACKr batches your safe-to-pay budget into weekly (or biweekly) payments aimed at your highest-APR debt. You see daily progress; the optimizer fires the actual payment on schedule.

💳Credit card$3,420
🎓Student loan$8,140
📦BNPL$420

02 · One place

Every debt, in one view.

Cards, loans, BNPL: STACKr connects to your accounts and pulls them onto one dashboard. No more juggling logins, due dates, or guessing where you stand.

Citi card

WeeklyMonthlySelf

change it anytime

03 · Your plan

A plan you control.

Pick a payoff strategy, then decide debt by debt: choose to automate it weekly, automate it monthly, or handle it yourself. Change your mind anytime.

The operating system for becoming debt free

Your last debt-free starts today.

Free to sign up. See your fastest payoff plan and your Freedom Date, no card required.

🔒 Bank-level encryption

STACKr — Pay off debt faster. On autopilot.