STACKr automates smart weekly payments and routes spare change at your highest-APR debt — credit cards, BNPL, student loans, all of it. The most powerful debt payoff engine ever built.
✓ 30 days free·✓ Cancel anytime·✓ Set up in 5 minutes
12,400+ people are paying off debt with STACKr — $4.2M already gone.
Balance today
$1,432.87
01 — Smart weekly payments
STACKr batches your safe-to-pay budget into weekly (or biweekly) payments aimed at your highest-APR debt. You see daily progress; the optimizer fires the actual payment on schedule.
70¢ → debt
02 — Roundups
Buy a coffee for $4.30? STACKr rounds it to $5 and sends the extra 70¢ toward debt payoff or savings — automatically.
Emergency
Vacation
Holidays
03 — Jars
Smart savings jars for emergencies, vacations, holidays, investments. Automated deposits fill them in the background.
2.4×
Faster payoff
vs. minimum payments
$8.2k
Average saved
across all STACKr users
9
Debt types
cards, BNPL, loans, more
Share milestones, set goals with people you trust, and celebrate the moments that matter.
Hit a payoff or streak? Send a beautiful share card to your friends or post anywhere.
Set joint Jars with your partner. Cheer on a sibling chasing debt-free. Keep each other honest.
Cross the finish line and your debt-free moment becomes a shareable, quietly viral milestone.
Sarah K. paid off her last credit card
just now
Marcus T. hit a 90-day streak
2h ago
Priya R. filled her Vacation jar
4h ago
Alex D. crossed 50% on student loans
6h ago
30-day free trial. Cancel anytime. Watch your balance shrink every single day.
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